Specialist insurance policies including travel, life and protection policies that cater for people with additional needs or caring responsibilities
We understand that many of our members support people with additional needs, life limiting conditions and caring responsibilities and that accessing insurance cover can be a real challenge for these individuals.
Helplines Partnership together with Towergate Insurance are proud to provide a range of specialist policies for members, family members, supporters and volunteers.
Towergate have utilised their knowledge of the market and the relationships they have with their insurer partners to develop a suite of products with peace of mind at the core.
Carers Life Insurance
For those who care for a family member or friend. We understand the responsibilities that you have, so offer a policy that provides you with peace of mind. If you’re ever unable to look after yourself and therefore carry on caring for someone, the policy will pay out and funds can be used in any way you want, such as paying for carer support. To determine whether you’re unable to look after yourself, a doctor will assess a number of daily living tasks that a person would normally be able to do on their own.*
*if Lifestyle Care option is selected
Knowing how difficult it is for those with pre-existing conditions to obtain travel insurance, we’ve introduced a policy with a 94% quote rate that recognises every person is different, so each policy is based on your personal declarations and doesn’t require a separate referral for a medical screening.
For added peace of mind, we offer the following policies:
• Life insurance
• Critical illness
• Income protection policies
We can obtain quotes from partner insurers and across the market for the product that best suits your requirements.
For every policy we sell via a Helplines Partnership member, a payment will be made to Helplines Partnership and the member organisation to assist them in developing and improving services.